Rates

Checking Accounts
APY*
NOW Interest Checking

$1,500 - $9,999
0.05%
$10,000 - $24,999
0.05%
$25,000 - $49,999
0.05%
$50,000 & Over
0.05%
Minimum balanced required to obtain APY and avoid service fee is $1,500


Money Market

$2,500 - $24,999
0.15%
$25,000 - $49,999
0.25%
$50,000 - $74,999
0.30%
$75,000 & Over
0.35%
Minimum balanced required to obtain APY and avoid service fee is $2,500


Savings Accounts
APY*
Basic Savings

$250 - $4,999 0.15%
$5,000 - $14,999
0.20%
$15,000 - $24,999
0.25%
$25,000 & Over
0.30%
Minimum balanced required to obtain APY and avoid service fee is $250


Kids Count Savings

All Balances
0.20%
$10 minimum to open. No minimum balance required.



Christmas Club Savings

All Balances
0.15%
$10 minimum to open. No minimum balance required.




Please contact a Personal Banker at 815-462-4300 with any questions.


*Annual Percentage Yields (APY) and balance tiers are current at the time they are published. APYs are variable and are subject to change at any time, without notice. Service fees can reduce earnings on any account on which fees may be imposed. 

Please contact a Personal Banker at 815-462-4300 with any questions.


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$1,000 & Over


$5,000 & Over


Terms
Rate
APY*
Rate
APY*
Special Terms



13 months N/A N/A
0.65% 0.65%
26 monthsN/AN/A0.90%0.90%
Special Term CDs above require a $5,000 minimum deposit.





Standard Terms



1 month 0.15% 0.15%
0.15%
0.15%
2 months 0.15%
0.15%
0.15%
0.15%
3 months 0.15%
0.15%
0.15%
0.15%
6 months 0.25%
0.25%
0.25%
0.25%
12 months 0.40%
0.40%
0.40%
0.40%
18 months 0.50%
0.50%
0.50%
0.50%
24 months 0.60%
0.60%
0.60%
0.60%
36 months 0.70%
0.70%
0.70%
0.70%
48 months 1.00%
1.01%
1.00%
1.01%
60 months 1.34%
1.35%
1.34%
1.35%





*The term “Annual Percentage Yield” is referred to as APY. Rates posted are current at the time they are published and are subject to change at any time, without notice. Minimum balance to open a CD is $1,000 unless otherwise specified. A penalty fee may be incurred for early withdrawal.

Business Checking Accounts
APY*
NOW Interest Checking
$1,500 - $9,999 0.05%
$10,000 - $24,999 0.05%
$25,000 - $49,999 0.05%
$50,000 & Over 0.05%
Minimum balance required to obtain APY and avoid service fee is $1,500


Money Market
$2,500 - $24,999 0.15%
$25,000 - $49,999 0.25%
$50,000 - $74,999 0.30%
$75,000 & Over 0.35%
Minimum balance required to obtain APY and avoid service fee is $2,500


Business Savings Accounts
APY*
Business Savings
$250 - $4,999 0.15%
$5,000 - $14,999 0.20%
$15,000 - $24,999 0.25%
$25,000 & Over 0.30%
Minimum balance required to obtain APY and avoid service fee is $250





Please contact a Personal Banker at 815-462-4300 with any questions. 


*Annual Percentage Yields (APY) and balance tiers posted are current at the time they are published. APYs are variable and are subject to change at any time, without notice. Service fees can reduce earnings on any account on which fees may be imposed.