Rates

Checking Accounts
APY*
NOW Interest Checking

$1,500 - $9,999
0.05%
$10,000 - $24,999
0.05%
$25,000 - $49,999
0.05%
$50,000 & Over
0.05%
Minimum balanced required to obtain APY and avoid service fee is $1,500


Money Market

$2,500 - $24,999
0.15%
$25,000 - $49,999
0.25%
$50,000 - $74,999
0.30%
$75,000 & Over
0.35%
Minimum balanced required to obtain APY and avoid service fee is $2,500


Savings Accounts
APY*
Basic Savings

$250 - $4,999 0.15%
$5,000 - $14,999
0.20%
$15,000 - $24,999
0.25%
$25,000 & Over
0.30%
Minimum balanced required to obtain APY and avoid service fee is $250


Kids Count Savings

All Balances
0.20%
$10 minimum to open. No minimum balance required.



Christmas Club Savings

All Balances
0.15%
$10 minimum to open. No minimum balance required.




Please contact a Personal Banker at 815-462-4300 with any questions.


*Annual Percentage Yields (APY) and balance tiers are current as of 3/4/2015. APYs are variable and are subject to change at any time, without notice. Service fees can reduce earnings on any account on which fees may be imposed. 

Please contact a Personal Banker at 815-462-4300 with any questions.


Please scroll right to view full table.

$1,000 & Over


$5,000 & Over


Terms
Rate
APY*
Rate
APY*
Special Terms



N/A N/A N/A
N/A N/A
N/AN/AN/AN/AN/A
Special Term CDs above require a $5,000 minimum deposit.





Standard Terms



1 month 0.15% 0.15%
0.15%
0.15%
2 months 0.15%
0.15%
0.15%
0.15%
3 months 0.15%
0.15%
0.15%
0.15%
6 months 0.25%
0.25%
0.25%
0.25%
12 months 0.40%
0.40%
0.40%
0.40%
18 months 0.50%
0.50%
0.50%
0.50%
24 months 0.60%
0.60%
0.60%
0.60%
36 months 0.70%
0.70%
0.70%
0.70%
48 months 1.00%
1.01%
1.00%
1.01%
60 months 1.34%
1.35%
1.34%
1.35%





*The term “Annual Percentage Yield” is referred to as APY. Rates posted are current as of 3/4/2015 and are subject to change at any time, without notice. Minimum balance to open a CD is $1,000 unless otherwise specified. A penalty fee may be incurred for early withdrawal.

Business Checking Accounts
APY*
NOW Interest Checking
$1,500 - $9,999 0.05%
$10,000 - $24,999 0.05%
$25,000 - $49,999 0.05%
$50,000 & Over 0.05%
Minimum balance required to obtain APY and avoid service fee is $1,500


Money Market
$2,500 - $24,999 0.15%
$25,000 - $49,999 0.25%
$50,000 - $74,999 0.30%
$75,000 & Over 0.35%
Minimum balance required to obtain APY and avoid service fee is $2,500


Business Savings Accounts
APY*
Business Savings
$250 - $4,999 0.15%
$5,000 - $14,999 0.20%
$15,000 - $24,999 0.25%
$25,000 & Over 0.30%
Minimum balance required to obtain APY and avoid service fee is $250





Please contact a Personal Banker at 815-462-4300 with any questions. 


*Annual Percentage Yields (APY) and balance tiers posted are current as of 3/4/2015. APYs are variable and are subject to change at any time, without notice. Service fees can reduce earnings on any account on which fees may be imposed.