Consumer Rates

Checking Accounts APY*

NOW Interest Checking

 
$1,500 - $9,999 0.05%
$10,000 - $24,999 0.05%
$25,000 - $49,999 0.10%
$50,000 & Over 0.20%
Minimum balanced required to obtain APY and avoid service fee is $1,500
 
 
Money Market APY*
$2,500 - $24,999 0.25%
$25,000 - $49,999 0.45%
$50,000 - $74,999 0.50%
$75,000 & Over 0.60%
Minimum balanced required to obtain APY and avoid service fee is $2,500
 
 
Savings Accounts APY*

Basic Savings

 
$250 - $4,999 0.15%
$5,000 - $14,999 1.10%
$15,000 - $24,999 1.10%
$25,000 & Over 1.10%
Minimum balanced required to obtain APY and avoid service fee is $250
 
 

Kids Count Savings

 
All Balances 0.20%
$10 minimum to open. No minimum balance required.
 

 

Christmas Club Savings

 
All Balances 0.15%
$10 minimum to open. No minimum balance required.
 
 



Please contact a Personal Banker at 815-462-4300 with any questions.

*Annual Percentage Yields (APY) and balance tiers are current as of 8/1/2017. APYs are variable and are subject to change at any time, without notice. Service fees can reduce earnings on any account on which fees may be imposed.