Business Banking Accounts At-A-Glance

We make business banking easy.

Choose the LincolnWay Community Bank business banking account product that best meets your business’ needs.

  Business Banking Checking Total Business Checking Business NOW Interest Checking Money Market Business
Minimum Opening Deposit $100 $100 $250 $500
Required Minimum Balance
to avoid service fees
$500 $1,500 $1,500 $2,500
Below Minimum Balance Fee $10 $25 $5 $5
Account Transactions First 100 items FREE 1% earnings credit to offset charges First 50 items FREE 6 debits per month $10/mo. excess item activity fee
Interest Earning
Click here for current rates
No No Yes
$1,500 min
Yes
$2,500 min
Online Banking
Bill pay, funds transfers, e-statements & more
FREE FREE FREE FREE
FREE Mobile Banking App
Deposit checks, pay bills, transfer funds, find ATMs & more
FREE FREE FREE FREE
FREE Debit Card
features secure chip technology and access to more than 55,000 no-fee ATMs for qualifying applicants
Yes Yes Yes Yes
Overdraft Options
for qualifying accounts
Yes Yes Yes Yes
Combined Statements
Your business’ complete account information on one statement
Yes Yes Yes Yes