A word from our President...

Our customers work very hard for their money and we take the safeguarding of that money very seriously. While other institutions may struggle, I want to assure you LincolnWay Community Bank remains safe and secure. As President of LincolnWay Community Bank, I would be happy to answer any questions that you may have about our institution.

You should know...

- We hold no sub-prime loans or impaired investments.

- LincolnWay Community Bank has a 4 Star rating, which is considered "EXCELLENT " by Bauer Financial, an industry expert in evaluating banks. (www.bauerfinancial.com )

- Our bank continues to meet the credit needs of our community in an environment where other banks are cutting off all lending activities.

- We can offer up to $50 million of FDIC insurance to a single depositor through an innovative Certificate of Deposit registry.

- Our capital levels remain far above the standards set by the federal government.

LincolnWay Community Bank stands ready to safeguard the assets that we are entrusted with and we will continue to provide liquidity by lending to the communites we serve.

To explore the results of our quarterly financial results you can access the FDIC's website at www.fdic.gov.